Get a FREE quote on a HELOC and see how much cash you can access.
The Home Equity Line of Credit (HELOC) is a revolving line of credit secured by the equity in your home. With a variable interest rate and flexible draw period, you can borrow—and repay—as needed over time.
It’s a great choice if you anticipate ongoing expenses like home renovations, tuition, or unexpected costs. If you prefer a one-time lump-sum loan with fixed payments, a Home Equity Loan might be a better fit.We’re here to make tapping into your home’s equity a whole lot easier, with tools and expertise to guide you every step of the way—starting with our FREE HELOC Qualifier.
We’ll help you clearly compare HELOCs, fixed-rate home equity loans, and other financing options so you can choose the right solution for your needs—whether you’re upgrading your kitchen, consolidating high-interest debt, or funding a special project.
Here's how our home loan process works:
As a rule of thumb, you’ll generally find it easier to qualify for a HELOC than for a fixed-rate home equity loan—because HELOCs require only the equity you’ve built in your home plus a solid credit profile. When property values are strong, HELOC rates tend to be very competitive, and your initial payments are often lower thanks to the variable rate structure. Just keep in mind that, since your rate can adjust over time, you’ll want to ensure your budget can handle potential payment changes over the life of the line of credit.